Reviews and comparisons

Subscription, leasing, or perhaps a loan?

Compare the benefits of car subscription with traditional leasing and financing. Discover why subscription is the key to mobility...

Reviews and comparisons

06 Dec, 2023

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Financing a car is a crucial aspect that should be considered alongside the choice of the vehicle. Generally available options in the market include leasing, long-term rental, car loan, and the increasingly popular subscription.

The Polish automotive market dynamically responds to changes, and entrepreneurs are increasingly seeking new solutions. Can subscription cars be a valuable alternative to traditional forms of financing?

The Polish Association of Vehicle Rental and Leasing (PZWLP) observes the growing popularity of short-term rentals, especially in the form of cars on subscription. This flexible way of using fleet vehicles is becoming increasingly attractive to entrepreneurs. We are increasingly opting for the use of a fleet vehicle rather than its purchase.

Car subscription works especially well in situations where long-term commitments are risky, and the business is seasonal. It is also a good solution for companies in the development phase that want to avoid one-time large expenditures. In challenging economic times, safe and flexible solutions become increasingly important.

Changes in purchasing habits have also become evident with the emergence of a new generation in the workforce. Generation X, entering the business world, approaches the issue of owning a car differently. They increasingly assess it in terms of costs rather than social status. With this generational shift, more individuals and businesses prefer subscribing to a car rather than owning one, representing a new perspective on mobility.

Are you wondering if using a car subscription is cost-effective?

ENGO CARS subscription vs traditional loan and leasing::

Initial Costs: : ENGO CARS offers attractive initial fee rates, significantly lower than those required for a car loan. Leasing, on the other hand, may involve limitations on mileage and high fees for exceeding the mileage limit.

Contract Flexibility:: Unlike loans, ENGO CARS allows you to tailor the contract to your current needs.

Maintenance Costs:: ENGO CARS includes all costs for inspections, repairs, tire replacements, and insurance in the fixed monthly rate, eliminating unexpected expenses. In the case of leasing and loans, these issues are typically the responsibility of the user.

Frequency of Car Changes:: ENGO CARS customers can enjoy a new car model as often as every month, providing a unique advantage compared to the long-term commitment associated with a loan.

ENGO CARS subscription, as a modern tool for ensuring mobility, is gaining increasing popularity compared to traditional forms of vehicle financing, both among businesses and individual customers. Cost predictability, contract flexibility, and a rich offering of additional services make car subscription a compelling choice.

In ENGO CARS we offer our customers a new perspective on mobility and the freedom of choice without long-term cumbersome commitments. For all those who value flexibility, transparency, and 21st-century mobility.

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